Workers’ Compensation Insurance Tasmania FAQs… Answered
If you run a business, workers’ compensation insurance in Tasmania isn’t just a legal must — it’s your shield when things go wrong.
Here are seven of the most common questions we get at RSM Tasmania, plus practical tips to keep your business protected, your team supported, and your costs under control.
1️⃣ Do I really need workers’ compensation insurance in Tasmania?
Yes! If you employ workers in Tasmania, you’re legally required to hold workers’ compensation insurance — even if it’s just one casual. Not sure who qualifies?
👉 Check out who can claim workers’ compensation for more detail.
2️⃣ What does workers’ compensation insurance cover?
It helps pay wages, medical expenses, and rehab costs if a worker is injured or becomes ill because of work. It protects your employees and your business from unexpected costs that could cripple your cashflow.
3️⃣ How much does it cost?
Premiums depend on your industry, claims history, and payroll. Keeping your workplace safe and claims history clean can help lower your costs.
👉 Get familiar with your responsibilities for making workers compensation payments — and talk to us about finding the right policy.
4️⃣ What should I do if a worker is injured?
Put safety first: get medical help from an accredited professional (find one here).
Report the incident quickly and lodge a claim — forms change often…
👉 So check the latest workers compensation forms and guides.
5️⃣ Can contractors be covered too?
Possibly — under Tasmanian law, some contractors can be ‘deemed workers’. It’s your job to know the difference — get advice before you assume they don’t need cover.
👉 Not sure? We’ll help you figure it out.
6️⃣ How often should I review my cover?
At least once a year, but big changes like hiring more staff, expanding interstate or shifting industries should trigger a review.
👉 We’ll make sure your workers’ compensation insurance Tasmania cover matches your business as it grows.
7️⃣ How can a broker help?
We’re not just here for paperwork — RSM Tasmania brokers:
✔️ Compare insurers and rates
✔️ Help manage claims and disputes
✔️ Advise on your legal obligations
✔️ Save you time (and potentially, money!)
👉 Want more insights?
Visit our dedicated Workers’ Compensation Tasmania site for extra FAQs and local resources: Workers Compensation Insurance Tasmania
Remember, this article is general in nature and doesn’t take into account your specific objectives, financial situation, or needs. For advice tailored to your circumstances, have a chat with us at RSM Tasmania Insurance Brokers Hobart.
Talk to Roger Hosie and stay ahead with RSM Tasmania’s insights.
Call Now! (03) 6244 7854, or email .
