Sometimes the bad forecast has nothing to do with rain.
We all know what a Tasmanian storm looks like—horizontal rain, howling wind, and the occasional wheelie bin on an unexpected journey. But when we talk to small business owners, we hear about a different kind of storm.
Staff walkouts. Supply chain meltdowns. Cyber-attacks. Sudden illness. Unreliable tradies. The “storms” that hit businesses usually don’t come with a weather warning.
That’s why it pays to have RSM Tasmania, who provide the best business insurance Tasmania relies on, helping you prepare for all the things that really blow plans off course.
💻 The Cyber Storm
It starts with a dodgy link. Or a sneaky fake invoice. Or someone accidentally clicking ‘yes’ when they should’ve clicked ‘no.’ Suddenly your systems are down, your data’s gone walkabout, and your business grinds to a halt.
Cyber insurance might not stop the storm—but it’ll help you bounce back faster, with expert support, financial protection, and someone on your side when it’s all gone haywire.
🔧 The Supplier Storm
Your biggest supplier shuts shop overnight. Or a critical part gets held up somewhere between here and ‘who knows where’. Suddenly you can’t fill orders or finish jobs.
That’s where business interruption insurance steps in. It helps cover lost income and keeps your cash flow alive while you weather the chaos and rebuild.
🧍 The Staff Storm
What if your second-in-command walks out without notice? Or you lose your top salesperson to another company? Or a key team member is suddenly unable to work?
Whether it’s management liability, workers’ comp, or simply planning ahead for these real-world risks, we can help make sure your business doesn’t collapse when someone crucial disappears.
🧭 The “Life Happens” Storm
Sometimes it’s not external—it’s personal. Illness, injury, or unexpected family matters can pull a business owner out of action.
The right combination of income protection, key person insurance, and succession planning makes sure you’re covered, even when life gets a bit… stormy.
🌧️ The Real Storm
Of course, sometimes the storm is a real storm. Tasmania cops its fair share of wild weather—think flash floods, falling trees, and roofs that suddenly develop “ventilation” where there wasn’t any before.
Storm and flood damage can bring a business to a standstill overnight. Whether it’s water-logged stock, structural damage, or extended downtime, having the right insurance in place means you’re not left holding the mop and the bill.
☔ Are You Covered for More Than Just the Weather?
Storm season isn’t always in the skies. If your business gets hit with something unexpected, will your insurance step up—or just stay dry and useless sitting in the corner?
At RSM Tasmania, we have the Business Insurance Tasmania can rely on when you want real-world protection, not just fair-weather policies. Let’s have a chat and check if your cover is storm-proof.
Remember, this article is general in nature and doesn’t take into account your specific objectives, financial situation, or needs. For advice tailored to your circumstances, have a chat with us at RSM Tasmania Insurance Brokers Hobart.
Talk to Roger Hosie and stay ahead with RSM Tasmania’s insights.
Call Now! (03) 6244 7854, or email .
