Making Sure Your Salon Is Properly Insured
Australia is home to more than 25,000 hairdressing and beauty businesses—each one buzzing with clients, colour, and creativity.
But behind the glamour, there’s a lot that can go wrong. The right insurance keeps your business glowing, even when the unexpected walks through the door.
At RSM Tasmania General Insurance Brokers we provide the small business insurance Tasmania needs
💼 What cover does your salon actually need?
Building & Stock Insurance
If you own your premises or have cupboards full of premium product (we see you, $70 shampoo), this one’s essential. Fire, flood, theft? Covered. And if someone makes off with your brand-new ghd straighteners? You’re not footing the bill.
Workers’ Compensation
Got a team helping you make the magic happen? Workers’ comp isn’t just important—it’s required. It covers wages, rehab, and medical costs if someone gets injured at work. That includes everything from slipping on wet floors to RSI from endless balayage.
👉 For Tasmanian salon owners, get more details on our dedicated site: Workers Compensation Insurance Tasmania
Public & Professional Indemnity
Let’s be real—chemical peels and peroxide are a risky mix. If a client reacts badly to a product or isn’t happy with their results (no, it’s not what they asked for), these covers have your back.
Public liability handles injuries or damage to clients. Professional indemnity steps in if your services lead to loss or a legal claim.
Cyber Insurance
Your bookings, client records, and payment systems live online—which means cybercrime is a real threat. A breach could cost tens of thousands in recovery. And if you’re thinking “Not my little salon,” think again: small businesses are some of the easiest targets.
💡 Eye-opening read: Australian Cyber Threat Report 2023–24
🤝 Why it pays to use a broker
Your salon’s risks aren’t the same as the coffee shop next door. That’s where we come in.
At RSM Tasmania Insurance, we don’t believe in cookie-cutter policies. We help local businesses—like yours—build coverage that fits like a custom cape.
Remember, this article is general in nature and doesn’t take into account your specific objectives, financial situation, or needs.
For advice tailored to your circumstances, have a chat with us at RSM Tasmania Insurance Brokers Hobart.
Talk to Roger Hosie and stay ahead with RSM Tasmania’s insights.
Call Now! (03) 6244 7854, or email .
