What Could Possibly Go Wrong?

The Christmas holidays – a time for joy, family gatherings, and the inevitable last-minute packing stress. Whether you’re jetting off to a tropical paradise or visiting loved ones interstate, travelling at Christmas is often filled with excitement… and a touch of chaos.

So, what could possibly go wrong?

Well, let’s just say that Santa isn’t the only one who could be running into delays or turbulence this season. From lost luggage to unexpected medical bills, the ‘what-ifs’ can easily turn your festive getaway into a holiday horror story.

Luckily, RSM Insurance Broker Hobart and Passport Card have your back, ensuring that you’re covered if the holiday cheer goes a little off course.

1. Lost Luggage, Anyone?

It’s every traveller’s nightmare – arriving at your destination only to find your bags are still halfway across the globe. While you’re left wondering how many days you can make those travel clothes last, Passport Card’s insurance makes it easy to recover quickly. With their real-time payouts, you don’t need to wait for claims to be processed. Grab the essentials, keep the receipts, and get on with your holiday.

2. Medical Mishaps

Christmas might be the season of giving, but an unexpected medical bill isn’t exactly on the wish list. Whether it’s food poisoning from that ‘interesting’ street food or a sunburn that gets a little too festive, medical issues can pop up when you least expect them. That’s where Passport Card really shines. They offer upfront payments, so there’s no need to worry about out-of-pocket expenses. Just swipe your card, and you’re good to go.

3. Flight Delays and Cancellations

Snowstorm? Check. Airline strikes? Check. When it comes to travel, sometimes things just don’t go to plan. If your holiday flight takes a detour or is cancelled altogether, RSM Tasmania has you covered with comprehensive travel insurance. Passport Card steps in to cover your costs without the stress of lengthy claims processes.

4. Rental Car Woes

If you’re driving through unknown roads in a rental car, the last thing you want is to end up in a dinged-up vehicle. Fortunately, Passport Card also covers rental car excess, so you can avoid a surprise hit to your bank account if things don’t go smoothly.

5. Accommodation Headaches

Booked into a ‘cosy’ little spot, only to find out it’s far from the dream holiday home you expected? If you’re suddenly in need of new digs, you can breathe easy knowing Passport Card can help with alternative accommodation if the unexpected happens.

6. Theft – When Your Holiday Memories Get Snatched

We all hope that the only things we take home from our Christmas travels are joyful memories and maybe a few extra souvenirs. But theft can happen when you least expect it. Whether it’s your laptop, camera, or even your trusty passport, having the right protection is crucial.

With Passport Card, you can add on coverage for theft of personal items like electronics or luggage. It’s important to ensure your policy includes this, as theft coverage isn’t automatically part of all plans. And if your passport or credit cards are stolen, Passport Card’s emergency assistance service steps in to help with replacement fees and even provides emergency cash transfers if needed​

However, a few caveats apply. You’ll need to file a police report and keep all relevant documentation to be eligible for reimbursement. Plus, if you’re in a location with spotty Wi-Fi or no app access, you might have to pay upfront and get reimbursed later. But rest assured, Passport Card will make sure you get back on track as quickly as possible!

Don’t Let the Holiday Hiccups Ruin Your Christmas!

Travelling during the festive season is always an adventure, but with the right insurance, you can be sure that any bumps along the way don’t derail your holiday plans.

With RSM Tasmania and Passport Card, you’ll have peace of mind knowing you’re protected no matter what comes your way. So, pack your bags, enjoy the trip, and let us worry about the ‘what-ifs’.

Remember, this article is general in nature and doesn’t take into account your specific objectives, financial situation, or needs. For advice tailored to your circumstances, have a chat with us at RSM Tasmania Insurance Brokers Hobart.

Talk to Roger Hosie and stay ahead with RSM Tasmania’s insights.
Call Now! (03) 6244 7854, or email .

Insurance Brokers Hobart 

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